Richard has over 20 years of financial industry experience. He specializes in developing comprehensive financial plans designed to meet the needs of individuals, as well as business owners. After graduating from the University of Toronto in 1986, Richard joined the mentor program at Wood Gundy where he developed knowledge of the capital markets and the value of long-term investing. In 1997, he moved to Montreal and built up a successful private client business at Scotia McLeod. Richard joined the Braley Winton Financial Group team in 2004. He continues to provide sound financial advice and peace of mind to his clients. He is currently in the process of attaining his Certified Financial Planner designation and has completed all the required courses offered by the Canadian Institute of Financial Planners.